Ok, I know, I’m a bit early but I was only having a play!!
The writing is done with a stamp set I got a few years back – Holiday Circles by The Art Wharehouse, I think. The papers are from different stacks I have in my stash. The little embellies are cheating really – got them in Asda ages ago – handy when you want to run up a card quickly!! (That’s my excuse anyway).